Platform

Turn every financing into an advantage for the next.

Build the case, focus the right lender paths, run the engagement, and retain the evidence that makes the next financing more informed.

For debt advisory For investors

The product

One financing record. Better decisions, deal after deal.

Investors and debt advisors begin in different places. CapLens keeps the credit story, lender rationale, and market response connected through the decision—and available when the next one begins.

Read the deal

Start with a financing read, not a blank spreadsheet

CapLens pulls the OM, T12, rent roll, and intake into one deal read so the financing team starts with facts, risks, and next steps already organized.

31 facts pulled from source docs

Deal ReviewReview intake & docs

Credit CaseApprove the story

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

01Deal Review

02Credit Case

03Coverage Plan

04Engagement

05Recommendation

Deal context

Draft

Loan request

$16.3M

Purchase price

$25.0M

Units

Occupancy

95.6%

Source fields last refreshed from deal documents

Documents

Offering memorandum

Property facts + pricing basis

Parsed

Rent roll

Units, occupancy, bedroom mix

Parsed

T12

NOI, expenses, concessions

Review

Weak support flagged: concessions trend needs a borrower note before the debt read becomes lender-facing.

Build the credit case

Decide what the team can credibly take to market

CapLens does not replace the team’s model or judgment. It ties assumptions to evidence, names the binding constraint, and turns expert judgment into an approvable credit story.

Refi coverage flagged at 1.08x

Credit CaseApprove the story

Coverage PlanDefend the market plan

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

02Credit Case

01Deal Review

02Credit Case

03Coverage Plan

04Engagement

05Recommendation

Credit case

In review

Reported NOI

$1.27M

Normalized NOI

$1.19M

Refi DSCR

1.08x

Exit LTV

65%

Normalized NOI and refi coverage are linked to the approved underwriting read.

Refi coverage scenarios

Sizing bound

Upside case1.18x

Base case1.08x

Stress case0.96x

Proceeds pressure

Sizing bound

Refinance coverage is the binding constraint — base-case proceeds size to a 1.08x refi DSCR, not the borrower's ask.

Build lender coverage

Build a market plan you can defend

Rank firm relationships, expose missing lender lanes, add source-backed market candidates, and decide first-wave, second-wave, and hold-back coverage.

2 coverage gaps resolved

Coverage PlanDefend the market plan

Lender EngagementRun the market

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

03Coverage Plan

01Deal Review

02Credit Case

03Coverage Plan

04Engagement

05Recommendation

Coverage strategy

Who to cover, who to skip, and why — defensible before outreach.

3 cover / 2 skip

Fannie MaeAgency

High fit — quoted comparable Phoenix deals

Cover

New York LifeLife Co

Market appetite — expanded Arizona multifamily

Cover

KeyBankBalance sheet

Relationship lender — fast response history

Cover

First BankRegional bank

Skip — passed twice above 70% LTC

Skip

Meridian Debt FundBridge

Skip — pulled back from bridge in Q1

Skip

Engage lenders

Operate every lender relationship from one live view

Keep the relationship owner, recipient, package, last touch, next action, response, pass reason, and term history attached to the deal.

3 engaged · 1 quote · 1 signal

Lender EngagementRun the market

Financing RecommendationSelect the path

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

04Lender Engagement

01Deal Review

02Credit Case

03Coverage Plan

04Engagement

05Recommendation

Live lender process

Every relationship has an owner, a current state, and a next action.

3 engaged1 quote

KeyBank

Owner · Connor

Terms receivedCompare lender UWIndicative · v3History saved

New York Life

Owner · Maya

EngagedFollow up tomorrowPackage openedHistory saved

First Bank

Owner · Connor

PassedSave leverage limit65% max LTVHistory saved

Prepare recommendation

Turn lender responses into a financing decision you can defend

Compare versioned terms, conditions, lender underwriting, and structure tradeoffs. Package the recommendation for decision-makers and retain the market evidence for the next financing.

3 financing paths ready

Financing RecommendationSelect the path

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

05Financing Recommendation

01Deal Review

02Credit Case

03Coverage Plan

04Engagement

05Recommendation

Financing recommendation

Sort lender terms, pass reasons, and structure tradeoffs into a clear recommendation.

Fannie Mae

Agency

5.78%

Proceeds

$16.4M

Structure

Non-recourse

New York Life

Life Co

5.95%

Proceeds

$15.8M

Structure

Low leverage

KeyBank

Bank

6.10%

Proceeds

$14.9M

Structure

Relationship

LenderTypeRateProceedsStructure

Fannie MaeAgency5.78%$16.4MNon-recourse

New York LifeLife Co5.95%$15.8MLow leverage

KeyBankBank6.10%$14.9MRelationship

Built for the financing team

Shared lender context. Different ways to put it to work.

Investors carry capital decisions across a portfolio. Debt advisors carry market judgment across mandates. Lenders contribute appetite and feedback when it is relevant.

CapLens Intelligence Layer

One shared financing intelligence layer

DealUnderwritingLenderDocumentWorkflowAI

Investors

Own the capital plan and financing decisions

Core workflow

Debt Advisory

Advise borrowers and run the market

Core workflow

LendersEarly Access

Keep appetite current

Get started

See the whole platform on one of your financings.

Bring a live deal or a recent execution and we'll walk the full record end to end—deal read, credit case, coverage plan, lender engagement, and recommendation—using your own numbers.

Platform

Turn every financing into an advantage for the next.

Build the case, focus the right lender paths, run the engagement, and retain the evidence that makes the next financing more informed.

For debt advisory For investors

The product

One financing record. Better decisions, deal after deal.

Investors and debt advisors begin in different places. CapLens keeps the credit story, lender rationale, and market response connected through the decision—and available when the next one begins.

Read the deal

Start with a financing read, not a blank spreadsheet

CapLens pulls the OM, T12, rent roll, and intake into one deal read so the financing team starts with facts, risks, and next steps already organized.

31 facts pulled from source docs

Deal ReviewReview intake & docs

Credit CaseApprove the story

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

01Deal Review

02Credit Case

03Coverage Plan

04Engagement

05Recommendation

Deal context

Draft

Loan request

$16.3M

Purchase price

$25.0M

Units

Occupancy

95.6%

Source fields last refreshed from deal documents

Documents

Offering memorandum

Property facts + pricing basis

Parsed

Rent roll

Units, occupancy, bedroom mix

Parsed

T12

NOI, expenses, concessions

Review

Weak support flagged: concessions trend needs a borrower note before the debt read becomes lender-facing.

Build the credit case

Decide what the team can credibly take to market

CapLens does not replace the team’s model or judgment. It ties assumptions to evidence, names the binding constraint, and turns expert judgment into an approvable credit story.

Refi coverage flagged at 1.08x

Credit CaseApprove the story

Coverage PlanDefend the market plan

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

02Credit Case

01Deal Review

02Credit Case

03Coverage Plan

04Engagement

05Recommendation

Credit case

In review

Reported NOI

$1.27M

Normalized NOI

$1.19M

Refi DSCR

1.08x

Exit LTV

65%

Normalized NOI and refi coverage are linked to the approved underwriting read.

Refi coverage scenarios

Sizing bound

Upside case1.18x

Base case1.08x

Stress case0.96x

Proceeds pressure

Sizing bound

Refinance coverage is the binding constraint — base-case proceeds size to a 1.08x refi DSCR, not the borrower's ask.

Build lender coverage

Build a market plan you can defend

Rank firm relationships, expose missing lender lanes, add source-backed market candidates, and decide first-wave, second-wave, and hold-back coverage.

2 coverage gaps resolved

Coverage PlanDefend the market plan

Lender EngagementRun the market

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

03Coverage Plan

01Deal Review

02Credit Case

03Coverage Plan

04Engagement

05Recommendation

Coverage strategy

Who to cover, who to skip, and why — defensible before outreach.

3 cover / 2 skip

Fannie MaeAgency

High fit — quoted comparable Phoenix deals

Cover

New York LifeLife Co

Market appetite — expanded Arizona multifamily

Cover

KeyBankBalance sheet

Relationship lender — fast response history

Cover

First BankRegional bank

Skip — passed twice above 70% LTC

Skip

Meridian Debt FundBridge

Skip — pulled back from bridge in Q1

Skip

Engage lenders

Operate every lender relationship from one live view

Keep the relationship owner, recipient, package, last touch, next action, response, pass reason, and term history attached to the deal.

3 engaged · 1 quote · 1 signal

Lender EngagementRun the market

Financing RecommendationSelect the path

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

04Lender Engagement

01Deal Review

02Credit Case

03Coverage Plan

04Engagement

05Recommendation

Live lender process

Every relationship has an owner, a current state, and a next action.

3 engaged1 quote

KeyBank

Owner · Connor

Terms receivedCompare lender UWIndicative · v3History saved

New York Life

Owner · Maya

EngagedFollow up tomorrowPackage openedHistory saved

First Bank

Owner · Connor

PassedSave leverage limit65% max LTVHistory saved

Prepare recommendation

Turn lender responses into a financing decision you can defend

Compare versioned terms, conditions, lender underwriting, and structure tradeoffs. Package the recommendation for decision-makers and retain the market evidence for the next financing.

3 financing paths ready

Financing RecommendationSelect the path

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

05Financing Recommendation

01Deal Review

02Credit Case

03Coverage Plan

04Engagement

05Recommendation

Financing recommendation

Sort lender terms, pass reasons, and structure tradeoffs into a clear recommendation.

Fannie Mae

Agency

5.78%

Proceeds

$16.4M

Structure

Non-recourse

New York Life

Life Co

5.95%

Proceeds

$15.8M

Structure

Low leverage

KeyBank

Bank

6.10%

Proceeds

$14.9M

Structure

Relationship

LenderTypeRateProceedsStructure

Fannie MaeAgency5.78%$16.4MNon-recourse

New York LifeLife Co5.95%$15.8MLow leverage

KeyBankBank6.10%$14.9MRelationship

Built for the financing team

Shared lender context. Different ways to put it to work.

Investors carry capital decisions across a portfolio. Debt advisors carry market judgment across mandates. Lenders contribute appetite and feedback when it is relevant.

CapLens Intelligence Layer

One shared financing intelligence layer

DealUnderwritingLenderDocumentWorkflowAI

Investors

Own the capital plan and financing decisions

Core workflow

Debt Advisory

Advise borrowers and run the market

Core workflow

LendersEarly Access

Keep appetite current

Get started

See the whole platform on one of your financings.

Bring a live deal or a recent execution and we'll walk the full record end to end—deal read, credit case, coverage plan, lender engagement, and recommendation—using your own numbers.